These Terms of Service (“Terms”) apply to your access and use of the RAFT Advisory platform (“Platform”), owned and operated by m/s RAFT Advisory, a sole proprietorship firm SEBI Registered Investment Advisor (RIA) (Registration Number: INA000021012) and SEBI Registered Research Analyst xxxx, with a registered address at 104 Jhotwara Industrial Area, Jaipur, Rajasthan 302012. The Platform operates under the domain ‘RAFT Advisory’ – https://www.raftadvisory.in

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By accessing or using this Platform and its services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

 

1. Who We Are

RAFT Advisory is a platform that helps individuals access licensed investment advisor and research analyst services. The platform also provides financial education content and facilitates subscriptions for advice. RAFT Advisory does **not** provide distribution or execution services and is not affiliated with any mutual fund, insurance, or broking entity.

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2. Eligibility

You must be at least 18 years of age and legally competent to use our services. By using the platform, you represent and warrant that you meet these eligibility requirements.

 

3. Nature of Services

* Raft Advisory provides fee-only, non-commissioned advice under its RIA and RA license.
* No client relationship is formed merely by browsing or interacting with the website. A formal engagement letter or service agreement is required for advisory services.

 

4. Platform Usage and Conduct

By using the platform, you agree:

* To provide accurate and up-to-date information.
* Not to misuse or disrupt the platform, use bots, reverse engineer, or copy any content.
* To use the services in compliance with all applicable Indian laws, including SEBI regulations.

 

5. Payments and Refunds

* All fees are transparently disclosed before engagement.
* Payment is to be made in Indian Rupees (INR) or other currencies as made available through supported international payment gateways.
* Currency exchange rates and any foreign transaction fees are determined by your card issuer or payment provider and are not controlled by m/s RAFT Advisory.
* Refunds are processed only for cancellations **before** a consultation or service